I don't feel prepared for retirement.
Good. You should never retire.
Did you know that retiring literally means "putting an old horse out to pasture?" This is what you typically do when a horse is at the end of life and is of no use.
If you're reading this and still inspired to create, you're certainly not anywhere near the end of your life. Society has taught us that we need to retire in our early 60's. The truth is, entrepreneurs never retire. We keep creating and growing throughout our entire life.
If you're struggling because you haven't saved enough to "retire," don't worry – you're just getting started and amassing wealth to help you achieve personal freedom is not as difficult as many make it seem.