Most people follow the masses and spend years attending school to get a job. They spend the next 40 years working for someone else. At retirement they are at a lower income level. Any income will be dependent on government funding and pensions, which may not be much given the current state of the economy. The funds/pensions were based on you not living long and having lower expenses. One of the greatest fears of growing old is out living your money. What do you do when there is not enough to pay for taxes, insurance, medications, and rising medical care? What do you do when there is not enough to pay for the basic necessities like food, gas, and electric?
Some of the elderly have no family and no back up plan. They are no longer employable. Some sacrifice their health, limit their food intake, and eliminate some utilities. Some cut their pills in half to save on cost and become more ill because it is ineffective. So many elderly, are often in/out of the hospital which unfortunately causes more decline.
So what do you have to do to have more than enough money to pay for everything for the rest of your life? While you are healthy and able, follow successful people. Successful people do what unsuccessful people are not willing to do.
Most people complain they have no money and no time to do anything other than work and take care of their family. People spend their spare time watching tv, going to the movies, eating out, shopping for doodads, traveling, and doing other non revenue producing activities. They are not willing to make the time to change their financial future.
Spend time reading 15 pages a day of a good book. Spend time on personal development and learning about success and what you can do to improve your situation now and in the future. Spend time with successful people and getting their advice. Learn how to get residual and passive income so you don’t have to rely on your job, pension or government funding.
We all have 24 hours in a day. The secret to wealth is how you spend your time.
What do you do with your time?
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